Howard was born in Riverside in 1901. He attended Stanford University and is listed in the alumni handbook as having graduated in 1919 with a degree in geology and mineral science. He married Stella Katherine Younglove and they had two sons, Ben and Norton.
Howard served the Home Oil Company as secretary before he took over from his father, Albert. He then expanded the company, borrowing to finance the region wide expansion. He was the first to install 10,000-gallon tanks in the Riverside area.
Stella worked at The Press-Enterprise and was active in civic affairs, serving as president of the Junior League and Pro-America, a conservative women’s group. Their son, Norton, became a long-serving Riverside County Supervisor, focusing on parks, air quality, and nature reserves. A senior center in Calimesa, a community center in Highgrove, and a nature reserve in Moreno Valley are named for him.
A scholarship was established in Howard’s name at the University of California, Riverside,